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12/18/2017
Helping youth become responsible, caring citizens and acquire skills for participating in the democratic process is the main thrust of these programs. They also develop leadership skills and provide opportunities for planning, decision-making, contributing to Club and community and celebrating our national heritage.

Torch Club
This small-group leadership development program is targeted to youth ages 11 to 13. Members elect officers and plan and implement their own activities and community service projects.
Keystone Clubs 
Keystone Clubs is a chartered small group leadership development club for young people ages 14 to 18. Keystoners elect officers, choose their own activities and plan and implement community service projects.
Money Matters: Make It Count
Created with the Charles Schwab Foundation, this financial literacy program was designed specifically to help teens (ages 13 to18) expand their knowledge of money management and learn the skills that lead to financial independence and well-being. The Money Matters: Make It Count program consists of five components: Teen Personal Finance Guide, Program Facilitator's Guide, Money Matters Web site, and the Money Matters Awards.
Goals For Graduation
Goals for Graduation introduces Club members ages 6 to15 to the concept of academic goal setting. In one-on-one sessions with Club professionals, members set achievable "Know-I-Can" goals, more challenging "Think-I-Can" goals and yearly "Believe-I-Can" goals, then create action plans. The program provides for recognition of members' achievements at every step of the journey.

Youth of the Year
Sponsored by the Reader's Digest Foundation, the National Youth of the Year Program is designed to promote and recognize service to Club and community, academic performance and contributions to family and spiritual life. Competition begins with each Club selecting a Youth of the Year who receives a certificate and medallion then enters state competition. State winners receive a plaque and $1,000 scholarship then enter the regional competition. Each of the five regional winners receives a $10,000 scholarship and enters the national competition held in Washington, DC. The 
National Youth of the Yearreceives an additional $15,000 scholarship, totaling $26,000 in scholarships, and is installed by the President of the United States.
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